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                                                                  www.thefirstrate.com

free First Rate Checking

Free Checking No Matter What!!

For customers who embrace electronic banking and don't want to hassle with a minimum monthly balance or for those customers who want to earn an amazing rate of interest on their deposits, this is the best choice.

• $100 minimum balance to open
• No minimum balance required to maintain account
• Each month, make 12 debit card transactions, enroll and receive electronic statements and set up one direct deposit or automatic payment from your account to receive amazing interest.  When you meet these three easy qualifications, you will receive 4.00% APY* on balances up to $30,000 and a bonus rate of 0.75% APY on balances over $30,000, plus FREE ATM refunds nationwide.  If you do not meet the requirements, you still earn a base rate of .25% if qualifications are not met and you get to start again the next month.

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